Move money between Central America and the world, at global scale

Multi-currency accounts, international payroll, instant stablecoin conversion and payment links. One platform to move money between Central America and the world.

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Everything that moves your company, on a single screen

Multi-currency balance, cross-border transfers, bulk payroll. One dashboard, one control point.

CORPORATE BALANCE · MXN001
$ 18,940,562.92
+4.8% MTD
USD
US Dollar
12,480,392.18
+2.4%
USDC
USD Coin
4,820,118.00
+0.1%
CRC
Costa Rican Colón
318,902,400
−0.3%
MXN
Mexican Peso
62,118,000
+1.1%
Reconciled · 2 min agoSUGEF · FinCEN MSB
NEW TRANSFER · CROSS-BORDER
From
Acme Holdings · USD
−$ 250,000.00
To
Acme CR S.A. · CRC
+ ₡ 132,140,000
FX rate528.56 CRC/USD
SettlementT+0 · SINPE
PAYROLL · NOV 2026 · 142 EMPLOYEES
Global payment ready
CSV validated
EmployeeCountryAmount
María GonzálezCR₡ 1,820,000
Diego AguilarMX$ 3,200
Luisa PereiraCO$ 4,150
Andrés VidalUS$ 6,800
Sofía CastroCR₡ 2,450,000
Total to debit$ 482,920.00
DASHBOARDS · MULTI-CURRENCY · PAYROLL · FX

Multi-currency accounts for your operation.

CRC, USD and USDC from a single platform. Unlimited sub-accounts to separate costs, teams or products. Granular permissions per user.

  • CRC, USD and USDC from a single account
  • Unlimited sub-accounts per team or product
  • Granular permissions per user
  • Exportable reports to Excel and QuickBooks
Dashboard de cuentas multi-moneda corporativas en Apolo
USA

U.S. Account · USD

Your corporate account

Active

Correspondent bank

JPMorgan Chase Bank, N.A.

New York, NY · FDIC #628

ABA Routing Number

021000021

Account Number

847201934582

Account type

Checking · Business

Beneficiary

Your Company Inc.

c/o Apolo Capital LLC · 651 N Broad St, Suite 201
Middletown, DE 19709, USA

Accepted methods

ACH

1–3 days

RTP

Real-time

Fedwire

Same day

SWIFT

International

SWIFT / International

BIC: CHASUS33

Address: 270 Park Ave, New York, NY 10017

Your U.S. account without opening a company there.

Receive payments from corporate clients in the United States via ACH, RTP and Wire. Ideal for SaaS companies, exporters and professional services firms.

  • Your own Routing and Account Number
  • Accepts ACH, RTP, Fedwire and SWIFT
  • Automatic credit to your Apolo account
  • No need to incorporate an LLC in the USA

Payroll and bulk payments in one click.

Upload a CSV with your payment list and Apolo processes them in parallel. SINPE for Costa Rica, ACH for the USA, global SWIFT, stablecoins for international freelancers.

  • Bulk upload via CSV or Excel
  • Multiple rails in parallel (SINPE, ACH, SWIFT, USDC)
  • Approval workflows (admin, finance, CEO)
  • Full traceability of every payment
Pantalla de pagos masivos con CSV de 142 colaboradores
For Costa Rican SMEs

Your business money, where it always belonged.

Open IBAN accounts for your business, collect from clients better, and pay overseas suppliers. Without the hassle of traditional banks.

Still mixing your personal money with your business funds?

Most SMEs in Costa Rica operate with the wrong tools. That has a real cost.

No financial control

You use your personal account to collect, and you don't know how much the business made this month. Mixing accounts makes it impossible to calculate profitability, pay taxes or present numbers to an investor.

Lost sales

You lost a sale because the client didn't have cash and you have no alternatives to charge them. Equipment rentals, monthly fees and long queues, for a business like yours, that's not viable.

Costs eating your margin

You pay sky-high commissions every time you send money abroad. Traditional financial institutions overcharge on every transfer, plus the exchange differential. Apolo solves it differently.

One platform. Three problems solved.

Apolo was built for SMEs that don't have time for traditional institutions.

Dedicated business accounts

Exclusive IBAN accounts for your business. Separate from your personal money, ready to operate 24/7.

  • 100% digital onboarding in minutes
  • Exclusive IBAN accounts for your business
  • Separate business finances from personal

Accept card payments instantly

Charge with debit and credit cards without additional devices. Funds arrive immediately to your account.

  • Instant card payments
  • Funds credited immediately
  • No monthly fee or equipment

International payments made easy and affordable

Buy supplies, software or services abroad. With Apolo you pay with preferential commissions, no queues or paperwork.

  • Transfers with preferential commissions
  • 100% digital operation

Open your account in 3 steps. Without leaving where you are.

The entire process takes under 24 hours.

1

Register with your email

No visits, no physical forms. Just your ID number.

2

Verify your identity

Scan your ID from your phone. Automatic KYC, fast and without visits.

Your account goes live

IBAN accounts ready to operate. Start accepting card payments immediately.

Your business deserves its own account.

No queues, no paperwork, no excuses. SUGEF supervised · 100% digital.

Coming soon
Open SME account
Conversión de tesorería entre CRC y USDC en Apolo

Stablecoin treasury, no spreads.

Convert between CRC, USD and USDC at the real exchange rate. Ideal for companies with cross-border flows or those looking to hedge against devaluation.

  • CRC ↔ USD ↔ USDC conversion in seconds
  • Real-time market exchange rate
  • No hidden spreads

Embed Apolo in your platform.

Our API lets you offer accounts, transfers, conversions and crypto wallets from your product. Without building financial infrastructure from scratch.

See BaaS capabilities
apolo-api.ts
const apolo = new Apolo({
  apiKey: process.env.APOLO_KEY
});

// Create an account for your client
const account = await apolo.accounts.create({
  type: "business",
  currency: "USD",
  metadata: { customerId: "cus_123" }
});

// Send a payment
const payment = await apolo.payments.send({
  from: account.id,
  to: "iban:CR05015...",
  amount: 5000,
  currency: "CRC",
});

Built for companies that cross borders.

Apolo adapts to the operations of every industry that moves money between Central America and the world.

Pay distributed payroll across Central America

Employees and contractors in local currency or USDC, with receipts issued in your company's name.

Collect from the United States

U.S. virtual account with ACH and SWIFT. The client pays as if you were a local supplier.

Move treasury between USD and stablecoins

Hold and convert between fiat and stablecoins without mandatory self-custody.

Operate on/off ramp with embedded compliance

Smooth movement between bank accounts and wallets, without building your own regulatory stack.

Let's talk about how Apolo can power your treasury power your treasury.

Connect with our sales team for a personalized demo tailored to your industry.