Choose between Apolo accounts, SINPE Móvil by phone number, or accounts at other institutions over SINPE by IBAN.
Ways to transfer
Between Apolo accounts
No cost, to your own accounts or to another Apolo user.
SINPE Móvil
Send to a phone number, at any hour.
To other institutions
SINPE by IBAN to accounts at other institutions.
Receipt for every movement
Amount, status, from and to, reason, fee, reference, date and time.
How to send
1
Choose the transfer type
Between accounts, SINPE Móvil or another institution.
2
Enter the details
Amount, recipient and a reason for the payment.
3
Confirm and keep the receipt
Save or share the receipt as an image.
Questions about transfers
Can I receive money too?
Yes. You can receive over SINPE and from other Apolo accounts. Your IBAN is one tap away in the app.
Does it work 24/7?
SINPE Móvil is designed to work at any hour. You see the status of each transfer in the app.
Your limits depend on your level. Check current fees in the app.
Who stands behind your money
Who holds it
Digital assets are held in custody with BitGo. Balances in traditional currency are held with regulated partners.
Who supervises
Apolo Capital LLC is registered as an MSB with FinCEN in the United States. In Costa Rica, SUGEF supervises Apolo Capital Limitada only for anti-money-laundering matters.
What it does not cover
SUGEF does not supervise Apolo's solvency or security, and balances are not backed by the Guarantee Fund. Digital assets can lose value.